First Consolidated Bank (FCB) introduces to the Boholano banking clients its latest mobile banking application, the FCB pay.
In an information provided by the bank, FCB pay is a mobile application available to Android and iOS (iPhone) users.
FCB Pay users can use the funds in their Pitakard deposit account to transfer funds, pay using quick response (QR) codes, pay for goods and services to accredited merchants and billets, pay school tuition, send money and for real-time balance inquiry.
FCB Pay offers cashless, contactless, and convenient mode of payment in malls and other merchants as long as the account has enough funds to cover the transaction.
FCB Pay is available to depositors aged 17 years old and older with a smartphone. To apply for the FCB Pay account, one needs to make a personal appearance in the branch and present a valid ID and bring a smartphone.
To have an FCB Pay account, a person needs to have a Pitakard deposit account. One can open a Pitakard account by presenting a valid ID with address and P100 initial deposit.
One can put funds in the FCB Pay wallet via fund transfer from the Pitakard account, the information from the bank revealed. A user can load a maximum of P100,000 per month into the FCB Pay wallet but there is no limit to the deposits that can be made in the Pitakard deposit account.
A text message will be sent to the user’s registered mobile number each time there is a successful transaction.
FCB assures the public the FCB Pay platform is secured and safe. It is important that ussrs do not share their MPIN to keep their accounts secure.
The good thing with FCB Pay is that there is no need for internet connection for it to work. It uses short messaging system or text messaging to process the transactions. As long as the user has a load for text messages, one can use FCB Pay. Regular charges apply to all transaction processed through the app.
The promo started last Feb. 1, 2021 and users can get their FCB Pay accounts by visiting the nearest FCB branch.